New Year, new goals. That’s what we always say, isn’t it? Every January, we start with the best intentions: “This is the year I’ll get my finances sorted!”. But by…

About Dev I help people align their investments with their real financial goals. This website is about investing, personal finance & financial planning. To contact me for Investment Advisory, please…

A big change in Income Tax Bill 2025! The new Tax Year replaces the Previous Year & Assessment Year. Know how it affects your tax filing with simple examples. When…

If your stock portfolio looks like a sea of red right now, trust me, you’re not alone. I’ve been there, and I am there as I write this blog post.…

The rapid adoption of digital payment services in India has revolutionized financial transactions. Recently, a report showed that Bangalore conducts 80% of its payments over digital payment mediums. From UPI…

Will writing for NRIs Will writing for NRIs is as important as Resident Indians? It’s an important part of the overall financial planning for NRIs.  NRIs must engage in estate…

A couple of announcements before I begin today’s post –  1. The Sketchbook of Wisdom – Special Offer Ends Today: I have been running a special offer on The Sketchbook of…

Overview Fixed Deposits are among the safest investments, providing risk-free and guaranteed returns. That is why they are a favorite investment choice among individuals seeking a secure and steady source…

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. We post this comparison each month.…

Inflation erodes the purchasing power of money over time, making goods and services more expensive in the future. Understanding how inflation impacts large purchases, such as homes or cars, is…